Maine's Personal & Commercial Insurance Blog

Welcome to our insightful blog, where we dive deep into the world of Personal and Commercial Insurance in the scenic state of Maine. Here, we peel back the layers of insurance complexity and bring you easy-to-understand guidance, tips, and industry updates tailored to the Pine Tree State's specific needs. Whether you're a family looking to protect your home against the changing seasons, or a business owner seeking to safeguard your enterprise against uncertainties, our blog is your dedicated resource. Join us as we explore the nuances of insurance policies, share expert advice, and keep you informed on the latest trends — all to empower you in making the best insurance decisions for a secure and prosperous future in Maine.

A Practical Guide to Business Auto Insurance Portland

December 28, 2025

Jon Sevigney

Safeguard your business. Get Maine commercial auto insurance requirements, coverage, & quotes. Business Auto Insurance Portland Maine.

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Navigating Post-Accident Insurance: A Young Driver's Guide

December 24, 2025

Jon Sevigney

Got into an accident in Maine? Learn how to find affordable car insurance for young adults with accidents and lower your rates.

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Mod Squad: How Your Experience Rating Impacts Workers' Comp Costs

December 21, 2025

Jon Sevigney

Master your Experience mod workers comp rate! Learn how EMR impacts costs, manage claims, and boost safety for Maine businesses.

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The Ultimate Guide to Cheap Car Insurance for Young Adults and New Drivers

December 18, 2025

Jon Sevigney

Discover how to find inexpensive car insurance for teenage drivers in Maine. Learn tips, discounts, and coverage options to save on rates.

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The Great Gap Debate: Is This Coverage a Smart Move for You?

December 16, 2025

Jon Sevigney

Is gap insurance worth it for your car in Maine? Uncover when you need it, how it works, and its cost vs. risk for financial protection.

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Steering Clear of Trouble: Choosing the Right Commercial Auto Insurance for Your Company Cars

December 14, 2025

Jon Sevigney

Protect your Maine company cars. Choose ideal commercial auto insurance, understand costs, and find top **Business auto insurance providers**.

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Beyond Your Fleet: Demystifying Hired and Non-Owned Auto Coverage

December 12, 2025

Jon Sevigney

Protect your Maine business. Discover why Hired non-owned auto insurance is essential for employee driving & rented vehicles. Get coverage!

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Young Drivers, Smart Choices: How to Score Top Insurance Deals

December 10, 2025

Jon Sevigney

Young Mainers, unlock smart insurance deals for young drivers! Learn strategies for lower premiums: car choice, discounts & telematics.

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Beyond the Road Finding Affordable Courier Motorbike Insurance

December 8, 2025

Jon Sevigney

Protect your delivery career in Maine. Learn why you need courier motorbike insurance, what it covers, and how to find affordable rates.

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Demystifying RV Insurance Coverage, Benefits, and Why You Need It

December 6, 2025

Jon Sevigney

Demystify "What is RV insurance" in Maine. Protect your RV, understand coverage, and save on premiums. Get your quote!

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Budgeting for Safety: Your Guide to Commercial Crime Insurance Pricing

December 4, 2025

Jon Sevigney

Protect your Maine business. Learn Business crime insurance cost, coverage, and how to lower premiums to safeguard your assets.

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Don't Break the Bank: Finding Affordable Car Insurance for Young Male Drivers

December 1, 2025

Jon Sevigney

Young men in Maine, find the cheapest car insurance for young men! Our guide reveals strategies to save big on your premiums.

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Don't Break the Bank: How to Score Affordable Homeowners Insurance

November 29, 2025

Jon Sevigney

Find the best homeowners insurance near me! Compare quotes, get affordable rates, and save on your Maine home policy.

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RV Insurance in Maine What You Need to Know Before You Hit the Road

November 25, 2025

Jon Sevigney

Protect your adventures! Learn legal requirements, coverage options, and how to save on maine rv insurance for your Maine RV trips.

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Beyond the Road: Discovering the Best Motorcycle Insurance Companies

November 23, 2025

Jon Sevigney

Maine riders: Compare bike insurance companies for motorcycles & bicycles. Get specialized coverage beyond homeowners. Protect your ride!

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Navigating Maine's Waters: Understanding Marine Insurance Law

November 21, 2025

Jon Sevigney

Navigate Maine's waters safely. Explore personal & commercial Maine marine insurance, legal needs, and essential coverage. Get a quote!

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The Gap Game: Is Your New, Used, or Leased Car Covered?

November 19, 2025

Jon Sevigney

Protect your investment! Learn what gap insurance for new car is, if you need it in Maine, and how it safeguards your finances.

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Navigating the Road: A Guide to Commercial Auto Liability Insurance

November 17, 2025

Jon Sevigney

Understand commercial auto liability coverage for your business. Protect assets, drivers, and stay compliant in Maine.

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Car Insurance for the Under 30 Crowd: What You Need to Know

November 15, 2025

Jon Sevigney

Get smart about car insurance under 30 in Maine. Uncover high costs, coverage options & strategies to lower your rates.

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Your Maine Vessel, Covered: A Comprehensive Look at Marine Insurance

November 13, 2025

Jon Sevigney

Navigate Maine's waters with confidence. Discover essential **Boat insurance Maine** coverage, cost factors, and how to secure your vessel.

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Beyond the Badge: A Comprehensive Guide to Business Crime Coverage

November 11, 2025

Jon Sevigney

Safeguard your Maine business from fraud & theft with comprehensive Business crime insurance. Understand coverage and prevention tips.

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Boat Insurance Budgeting: What to Expect for Your Watercraft Coverage

November 9, 2025

Jon Sevigney

Discover how much boat insurance costs in Maine. Learn key factors, save on premiums, and get essential coverage for your boat.

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Step-by-Step Guide to Comparing Maine Motorcycle Insurance

November 7, 2025

Jon Sevigney

Get the right motorcycle insurance Maine! Understand laws, coverage, costs & tips to compare policies. Ride safely with peace of mind.

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Kennebunk Insurance: Finding Your Perfect Policy Made Easy

November 5, 2025

Jon Sevigney

Navigate Kennebunk's unique coastal risks. Find your perfect Insurance Kennebunk Maine policy for home, auto, and business. Get a quote!

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Adulting on Wheels: Best & Cheapest Car Insurance for New Drivers Over 30

November 3, 2025

Jon Sevigney

Find cheap car insurance for new drivers over 30 in Maine. Get strategies, discounts & tips to save on your policy today!

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Navigating Maine's Roads: Essential Commercial Auto Insurance for Your Business

November 1, 2025

Jon Sevigney

Protect your Maine business. Understand commercial auto insurance Maine laws, coverage, and costs. Get your free quote today!

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Fifth Wheel & RV Insurance How to Snag the Best Deal

October 25, 2025

Jon Sevigney

Get an instant RV insurance quote for your Maine adventures. Compare policies, save money, and protect your RV for peace of mind.

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A Practical Guide to Comparing Professional Liability Insurance Maine

October 20, 2025

Jon Sevigney

Protect your Maine business. Understand Professional Liability Insurance Maine: coverage, costs, and how to choose the right policy.

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Navigate Maine's Roads Affordable Motorcycle Insurance for You

October 15, 2025

Jon Sevigney

Secure cheap motorcycle insurance Maine! Discover state laws, get competitive quotes, and unlock discounts for your ride in Southern Maine.

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Beginner's Guide to Liquor Liability Insurance

October 13, 2025

Jon Sevigney

Protect your Maine business. Understand essential Liquor Liability Insurance, Dram Shop Laws, and how to secure your restaurant or bar.

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Decoding Commercial Property Insurance: What Every Business Needs to Know

October 11, 2025

Jon Sevigney

Protect your Maine business assets. Learn about Commercial property insurance, coverage, costs, and claims.

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Old School Cool: Your Guide to Classic Motorcycle Insurance

October 9, 2025

Jon Sevigney

Protect your classic motorcycle with specialized Classic motorcycle insurance. Learn about agreed value, eligibility & savings.

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Don't Get Soaked: A Smart Guide to Dram Shop Insurance Pricing

October 7, 2025

Jon Sevigney

Navigate Maine dram shop insurance cost. Learn how to save on coverage and protect your business from liability claims.

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Beyond Limits: Why Your Small Business Needs Umbrella Coverage

October 5, 2025

Jon Sevigney

Safeguard your Maine business! Discover how Business umbrella insurance provides an extra layer of liability protection against catastrophic claims.

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Cruising for Coverage: Maine's Top Motorcycle Insurance Picks

October 3, 2025

Jon Sevigney

Secure the **best motorcycle insurance policy for state of maine**! Ride confidently with full coverage, understand laws & save.

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Bridging the Gap: Your Guide to Car Loan Insurance

October 1, 2025

Jon Sevigney

Protect your car loan! Learn what Gap insurance for car loan is, who needs it, and how to get it in Maine. Avoid financial risk.

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Protect Your Business: Essential Commercial Auto Coverage Explained

September 29, 2025

Jon Sevigney

Protect your Maine business assets! Understand essential Business auto liability coverage, policy limits, and legal requirements. Get a quote.

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Don't Get Caught Without It: Understanding Who Needs Errors & Omissions Coverage

September 27, 2025

Jon Sevigney

Don't get caught without it! Find out who needs E&O insurance to protect your Maine business from costly claims.

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One-Night Stand Protection: Securing Dram Shop Insurance for Your Special Event

September 25, 2025

Jon Sevigney

Protect your Maine event! Get essential dram shop insurance special event coverage to prevent costly alcohol-related liabilities.

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Spyder Sense: Navigating Can-Am Insurance Coverage

September 23, 2025

Jon Sevigney

Get the best Can-Am Spyder insurance! Understand costs, coverage, and save money with our expert guide for Maine riders. Ride protected.

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Temporary Bliss: Understanding 1 Day Bike Insurance

September 21, 2025

Jon Sevigney

Explore 1 day bike insurance cover in Maine. Learn why it's rare, discover practical alternatives, and ensure legal motorcycle coverage.

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Riding Smart: Insurance Tips for Beginner Motorcyclists

September 19, 2025

Jon Sevigney

Get essential motorcycle insurance for beginners tips! Learn Maine laws, find coverage, save on premiums, and ride confidently.

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How to Get Electrical Contractor Insurance Quotes Without the Hassle

September 17, 2025

Jon Sevigney

Protect your Maine electrical business. Get hassle-free electrical contractor insurance quotes tailored to your needs today!

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Two Wheels, One Click – Get Your Motorcycle Insurance Quote Online

September 15, 2025

Jon Sevigney

Secure your ride in Maine! Get your motorcycle insurance quote online. Understand coverage, factors, & local Southern Maine options.

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Unpacking Professional Liability: A Deep Dive

September 13, 2025

Jon Sevigney

Discover what is professional liability for your Maine business. Protect against costly errors, omissions, and lawsuits. Get covered today.

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Thieves Beware! How Renters Insurance Has Your Back

September 11, 2025

Jon Sevigney

Secure your peace of mind. Discover how comprehensive renters insurance theft coverage protects your belongings from crime.

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Trailblazing Protection: ATV Insurance Options in Maine

September 9, 2025

Jon Sevigney

Protect your ATV adventures! Learn about ATV insurance Maine requirements, coverage options, and how to save. Get your free quote.

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Cruise Confidently with the Best Motorcycle Insurance Quotes Online

September 7, 2025

Jon Sevigney

Find the Best motorcycle insurance quotes in Maine. Protect your ride, save with discounts, and cruise confidently in the Pine Tree State.

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Insure Your Salon Without Splitting Hairs

September 5, 2025

Jon Sevigney

Protect your business with liability insurance for salons in Maine. Learn coverage, costs, and tips for peace of mind today.

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Insuring Innovation: Liability Insurance Essentials for Startups

September 3, 2025

Jon Sevigney

Protect your Maine business with liability insurance for startups. Learn coverage essentials, costs, and tips for founders.

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Maine Second Home Insurance: Protecting Your Home Away From Home

September 1, 2025

Jon Sevigney

Discover how second home insurance Maine protects your vacation property from storms, theft, and rental risks. Get expert tips now!

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Beyond the Bar: Unpacking Dram Shop Insurance Coverage for Your Business

August 28, 2025

Jon Sevigney

Protect your Maine business. Understand dram shop insurance coverage, its cost, and how it shields you from liquor liability lawsuits.

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Compare and Conquer: Finding the Best Home Insurance Policy

August 26, 2025

Jon Sevigney

Maine homeowners: Master home insurance policy comparison. Decode coverage, find savings, and protect your coastal home with confidence.

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What Every Property Owner Needs to Know About Insurance

August 24, 2025

Jon Sevigney

Protect your Maine property. Understand essential insurance for property owners: homeowner's vs. landlord policies & key coverages.

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Pouring Over the Proof: A Sample Liquor Liability Insurance Certificate Explained

August 22, 2025

Jon Sevigney

Secure your Maine business. Learn what a certificate of liquor liability insurance proves & why you need it.

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Ride Smart, Save Big Finding the Cheapest Motorcycle Insurance

August 20, 2025

Jon Sevigney

Discover how to find the bike insurance cheapest rates in Maine. Get expert tips to save on motorcycle coverage, from courses to bundling.

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When Storms Strike: Understanding Your Home Insurance Coverage

August 18, 2025

Jon Sevigney

When storms strike, know your Home insurance for storm damage. Discover coverage types, exclusions, claims, and protect your Maine home.

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Maine Guide to Getting Wellness Checks Without Insurance

August 16, 2025

Jon Sevigney

Discover how to get wellness checks without insurance in Maine. Access free clinics, MaineCare, and local affordable health options.

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BMW Motorcycle Coverage Explained—Ride with Confidence

August 14, 2025

Jon Sevigney

Protect your BMW motorcycle with essential insurance in Maine. Discover coverage options, costs, and ways to save. Ride confidently.

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LLC Insurance Explained Simply and Clearly

August 12, 2025

Jon Sevigney

Learn why business insurance for an llc in Maine matters, what coverage you need, costs, and easy steps to protect your small business.

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Navigating Insurance Coverage in Maine Made Easy

August 10, 2025

Jon Sevigney

Discover comprehensive insurance coverage in Maine including health, auto, and home policies. Get expert tips for Wells, Kennebunk, and beyond.

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Insuring Multi-Family Homes Without Multiplying Your Stress

August 8, 2025

Jon Sevigney

Discover Home insurance for multi-family homes in Maine. Compare coverages, save on premiums, and protect your rental investment today.

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High-End Homes Need High-End Coverage—Here's Who Does It Best

August 6, 2025

Jon Sevigney

Home insurance for luxury homes in Maine: Compare coverage, risks, and expert tips to protect your high-value coastal property today.

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Protecting the Past: Home Insurance Tips for Historic Properties

August 4, 2025

Jon Sevigney

Home insurance for historic homes in Maine: Learn costs, risks, must-have coverages, and expert tips to protect your vintage property.

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What's Covered? A Quick Tour of Home Insurance Options

August 2, 2025

Jon Sevigney

Explore Home insurance coverage options in Maine. Compare, save, and protect your home with the right policy for every season.

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Maine's Best Builders Insurance Providers Ranked

July 30, 2025

Jon Sevigney

Compare Builders Insurance Maine providers, coverages, and tips. Find top local experts for your project in Wells, Kennebunk, and beyond.

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General Liability Insurance Explained Without the Jargon

July 27, 2025

Jon Sevigney

Discover cgl insurance for Maine businesses—key coverages, costs, exclusions, and tips to protect your Wells area company.

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Diamonds Aren't Forever Without High Value Jewelry Insurance

July 25, 2025

Jon Sevigney

Protect Maine heirlooms with high value jewelry insurance. Learn coverage gaps, policy tips, and how to safeguard your treasures.

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Coverage Limits 101: How Much Home Insurance Do You Really Need?

July 23, 2025

Jon Sevigney

Learn how Home insurance coverage limits protect your Maine home. Get tips to set the right limits and avoid costly coverage gaps.

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Why Maine Businesses Can't Afford to Skip Property Insurance

July 20, 2025

Jon Sevigney

Protect your business from Maine's severe weather. Learn why business property insurance Maine is essential for local owners.

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Antiques Insurance Coverage Options: A Survival Guide

July 17, 2025

Jon Sevigney

Protect your valuables with expert Antiques Insurance tips. Compare coverage, avoid gaps, and secure peace-of-mind in Maine today.

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Maine Non-Owner Car Insurance Explained (For Those Who Borrow Wheels)

July 15, 2025

Jon Sevigney

Discover non owner car insurance maine: who needs it, how it works, coverage details, legal tips, costs, and how to buy a policy.

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Wells Maine Homeowners Insurance Providers You Can Trust

July 13, 2025

Jon Sevigney

Compare top homeowners insurance wells maine options, save on premiums, and protect your home from coastal and winter risks today.

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Don't Let Your Garage Go Unprotected in Maine

July 11, 2025

Jon Sevigney

Protect your shop with Garage Insurance Maine. Learn coverage, risks, and tips for Wells, Kennebunk, Ogunquit, and Biddeford.

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Maine Builders Risk Insurance Made Easy

July 9, 2025

Jon Sevigney

Protect your project from delays and losses with builders risk insurance maine. Learn coverage, costs, and expert tips now.

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Smooth Sailing: Insuring Your Classic Boat

July 7, 2025

Jon Sevigney

Get expert tips on antique boat insurance in Maine—compare options, save on premiums, and protect your classic vessel today.

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The Ultimate Guide to Home Insurance for Senior Citizens

July 5, 2025

Jon Sevigney

Explore Home insurance for senior citizens in Maine. Get tips to save, protect your home, and find the best coverage for retirement.

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Navigating Insurance in Wells Maine Made Easy

July 3, 2025

Jon Sevigney

Discover Insurance Wells Maine solutions for homes, autos, and businesses. Get local guidance, compare quotes, and save today!

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Beginner's Guide to Insurance for Plumbers

July 1, 2025

Jon Sevigney

Learn about essential insurance for plumbers in Maine. Protect your business, clients & tools. Get quotes & tips for beginners.

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The Complete Guide to Insurance for Roofing Contractors

June 28, 2025

Jon Sevigney

Discover insurance for roofing contractors in Maine. Learn coverage types, costs, legal tips, and how to protect your roofing business.

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A Comprehensive Guide to Insurance for Electricians

June 25, 2025

Jon Sevigney

Discover insurance for electricians in Maine. Learn coverage types, costs, and tips to protect your electrical business today.

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From Wells to Vacation Homes—Maine's Best Homeowners Insurance Companies

June 22, 2025

Jon Sevigney

Compare Best homeowners insurance Maine options for every budget. Learn rates, coverage, and expert tips for coastal and second homes.

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From Field to Fair: Insuring Your Antique Tractor

June 19, 2025

Jon Sevigney

Learn how antique tractor insurance protects your vintage machine in Maine. Get coverage tips, discounts, and claim steps today!

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Understanding Maine's Car Insurance Requirements: Stay Informed

June 16, 2025

Jon Sevigney

Explore Maine car insurance laws; learn requirements, penalties, and coverage options to protect yourself and your assets.

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Drive Your Business Forward with Maine Commercial Auto Insurance

June 13, 2025

Jon Sevigney

Protect your business vehicles with maine commercial auto insurance. Learn coverage, costs, and tips for Maine businesses now.

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Seal the Deal: Buying Business Insurance Made Easy

June 10, 2025

Jon Sevigney

Buy business insurance in Maine easily with our guide. Learn about local risks, legal needs, and steps to secure your business today!

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A Comprehensive Guide to Household Insurance Options

June 7, 2025

Jon Sevigney

Compare household insurance options in Maine. Learn coverage types, savings tips, and how to protect your home from coastal risks.

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Antique Furniture Insurance: Safeguard Your Valuables

June 4, 2025

Jon Sevigney

Protect your treasures with antique furniture insurance in Maine. Learn coverage options, appraisal tips, and claim steps today.

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Steer Clear of High Rates: Top Auto Insurance Picks for Young Drivers

June 1, 2025

Jon Sevigney

Discover top picks and smart tips for auto insurance for young drivers in Maine to save on premiums and boost safe driving.

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Insuring Your Profession: A Guide to Liability Insurance in Maine

May 29, 2025

Jon Sevigney

Discover professional liability insurance maine essentials for service providers. Protect against risks, claims, and ensure business security.

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Risky Business Made Easy: Auto Insurance for High-Risk Drivers

May 26, 2025

Jon Sevigney

Discover auto insurance for high risk drivers in Maine. Learn tips, options, and ways to save on coverage after violations.

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Drive Success: Insurance Essentials for Car Rental Entrepreneurs

May 23, 2025

Jon Sevigney

Discover essential insights on commercial auto insurance for car rental business success in Maine and learn to protect your fleet effectively.

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Beginner's Guide to Plumber Insurance: Do You Really Need It?

May 20, 2025

Jon Sevigney

Wondering do i need plumber insurance? Learn coverage basics, Maine laws, costs, and tips to protect your plumbing business today.

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Constructing the Best Commercial Auto Insurance Plan for Contractors

May 17, 2025

Jon Sevigney

Discover how to choose the right commercial auto insurance for contractors in Maine with tailored coverage and cost-saving tips.

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Drive Smart: Understanding Your Commercial Auto Insurance Coverage

May 14, 2025

Jon Sevigney

Explore commercial auto insurance coverage for Maine businesses. Get essential insights, save money, and drive smart today!

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Everything You Need to Know About Maine House Insurance

May 11, 2025

Jon Sevigney

Get expert tips on maine house insurance, coverage options, local risks, costs, and ways to save. Protect your Maine home today!

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Maine's Premier Auto Insurance Options: A Local's Guide

May 8, 2025

Jon Sevigney

Discover the best auto insurance Portland Maine has to offer with local insights, top options, and tips to save on premiums.

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Flood Insurance In Maine Demystified: How It Protects You

May 5, 2025

Jon Sevigney

Discover how does flood insurance work in Maine. Learn coverage options, rates, and why it's vital for high-risk flood zones.

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Navigating Maine's Commercial Insurance Landscape: Top Agency

May 2, 2025

Jon Sevigney

Discover top commercial insurance agency Maine insights. Learn about leading agencies, costs, and community-focused service today!

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Quote Unquote: Navigating General Liability Insurance

April 29, 2025

Jon Sevigney

Get a general liability insurance quote for Maine businesses. Learn about coverage, costs, and custom solutions with Sevigney-Lyons.

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